Consumers can qualify for a Special Enrollment Period (SEP) after experiencing life events. Which of the following is NOT a qualifying event?

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A Special Enrollment Period (SEP) is designed to allow individuals to enroll in or change their health insurance coverage outside of the standard Open Enrollment Period due to significant life events. Each of the qualifying events recognized for SEPs can significantly impact an individual’s need for health insurance.

Loss of a job qualifies for a SEP because it often results in the loss of health coverage. Additionally, marriage and the birth of a child are two major life events, both of which typically prompt a need for reevaluating and potentially updating health insurance plans to accommodate new family dynamics or responsibilities.

On the other hand, a change in primary care healthcare provider does not constitute a qualifying event for a SEP. This situation might involve a shift in service or provider preference but does not affect one's eligibility for health insurance coverage or change their insurance needs. Thus, it does not trigger the need for a Special Enrollment Period.

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