How does one obtain coverage for dependents under a health insurance plan?

The process of obtaining coverage for dependents under a health insurance plan is commonly done through family coverage. When a policyholder applies for family coverage, they can include their dependents—such as children or spouses—within the same application. This approach is often more efficient and cost-effective compared to seeking separate policies for each dependent.

Family coverage typically allows the addition of dependents without having to complete separate applications or policies for each one, which simplifies the process for the policyholder. This option is also reflective of how most health insurance policies are structured, as they often include provisions for dependent coverage as part of a broader family plan.

Other options present misconceptions; for example, suggesting that dependents cannot be included at all contradicts standard practice in health insurance. Similarly, applying separately for each dependent would be overly cumbersome and inefficient, and concluding that coverage is contingent on the policyholder's age is not a characteristic of health insurance policies, as coverage eligibility usually focuses on relationship status and other criteria rather than age.