What assistance can individuals expect from navigators in the Virginia Insurance Marketplace?

Navigators play a crucial role in the Virginia Insurance Marketplace by helping individuals apply for health coverage and understand their options. They are trained professionals who assist consumers in navigating the complexities of health insurance, including eligibility for financial assistance, comparing plans, and enrolling in coverage through the marketplace.

Their expertise is particularly valuable in ensuring that individuals understand the different types of health plans available, what each plan covers, and how to select the best option based on their personal health needs and financial situation. Navigators provide guidance throughout the process, helping to demystify insurance terminology and applications.

The other choices do not accurately reflect the role of navigators. For instance, providing investment advice about health funds or assisting with life insurance policies falls outside their scope. Additionally, while navigators do share contact information for insurers, their role is much more involved and supportive in helping individuals actively engage with the health insurance options available to them.