What can consumers do during the period before open enrollment?

During the period before open enrollment, consumers are generally encouraged to browse and compare various health plan options. This period allows them to research different plans, understand the coverage they offer, evaluate premiums, deductibles, and out-of-pocket costs, and determine which options might best meet their health needs and budget. Being informed before open enrollment helps consumers feel prepared and confident when the enrollment period begins, enabling them to make educated choices about their health insurance.

While some choices may seem relevant, the primary focus before open enrollment is on research and preparation rather than on the ability to make changes to existing plans or to enroll in a new health plan. Enrollment and changes to health plans typically begin only during the designated open enrollment periods.