What does the Virginia Essential Health Benefits Package include?

Prepare for the Virginia Insurance Marketplace Exam. Study with interactive quizzes and learn key concepts with detailed explanations. Get exam-ready today!

The Virginia Essential Health Benefits Package includes specific health services that are mandated by the Affordable Care Act (ACA). This package ensures that health insurance plans cover a comprehensive range of services necessary for maintaining health and well-being.

These essential health benefits encompass categories such as emergency services, maternity and newborn care, mental health and substance use disorder services, prescription drugs, laboratory services, preventive and wellness services, and pediatric services, including oral and vision care.

This requirement aims to provide a minimum standard of coverage, thus promoting broader access to vital health services for all individuals enrolled in health plans. The inclusion of this comprehensive list is fundamental to both protecting consumers from unexpected medical costs and to ensuring essential care is accessible, aligning with the goals of the ACA to improve healthcare quality and affordability.

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